We have the agricultural land loan that fits your needs
Ag financing requires maximum loan-to-value 70% with a 680 FICO and no history of bankruptcy or foreclosures. Minimum loan amount $200,000, minimum of five acres.
Custom agricultural loans are available to finance:
- Rural Homes
- Equine Facilities
- Equine Loans
- Commercial Farms
- Hobby Farm
- Citrus Grove
- Acreage Loans
Contact the experts.
When it comes to ag loans, we are seasoned experts with Schedule F income, agricultural zoning, acreage limitations, and ag-exempt property status.
Because we’ve been specializing in agricultural loans for nearly a decade, our specialists have a deep understanding of the specific needs of our customers in the agricultural community.
Refinance Agricultural and Farm Land Loans
There are many reasons to refinance your agricultural land loan
- Reduce monthly payments.
- Take advantage of lower rates.
- Change the maturity of your loan.
- Move from an adjustable to fixed-rate loan.
- Expand your operation.
- Make improvements to your property.
Interested in purchasing or refinancing an ag-exempt property?
The mortgage experts at MSF Agriculture can help.
Many conventional lenders refuse to finance agricultural exempt properties – or require that borrowers be willing to rescind the exemption. Losing the agricultural exemption on a property creates significant property tax implications that can be quite costly. The agricultural mortgage experts at MSF Agriculture understand how ag-exemptions work, and can help you finance ag-exempt properties without forgoing the potentially tremendous tax benefits.
Ag-extensions may sometimes transfer along with ownership, but maintaining the exemption requires due diligence and considerable effort. We can offer resources to help answer your questions regarding ag-exemptions, and guide you through the financing process.
*Please be aware that agricultural exemption requirements vary from state to state and county to county.
We have the right ranch loan, agricultural loan, or farm land loan for you.
Our mission is to gain a clear understanding of your goals, answer any questions you may have, guide and educate you throughout the entire financing or refinancing process, and most important, to find the agricultural loan that is the best fit for you and your family. Fill out our simple pre-qualification application or contact us today at (949) 287-9525 for a free consultation on any of our ag loans.